Next Home Buyers
Secure the best loan for your next home hassle-free. Our experts simplify the process, whether you’re considering a second mortgage, leveraging equity, or exploring bridging finance. Benefit from our cost-free advocacy
Secure the Optimal Loan for Your Next Home
At certain junctures in life, we may outgrow your initial property or find the need to relocate for various reasons such as work, family, or health considerations. This creates a golden opportunity to purchase a larger, more desirable home with features that better suit your growing family.
Yet, managing the sale of your first house and the purchase of the second can pose challenges. Our team is here to bring clarity and simplify this process for you, ensuring you can confidently progress to the next chapter of your life.
Choosing Between a Second Mortgage and Home Equity Loan
In many instances, opting for a second mortgage home loan may not be necessary. If you’ve been residing in your home for a considerable duration, have paid down a portion of the mortgage, witnessed an increase in your property’s value, and possibly made improvements, you likely have equity at your disposal. This entails refinancing your current mortgage, eliminating the need to manage two separate loans.
Bridging Financial Solutions
When the funds from selling your initial home are essential for acquiring your next property, it becomes a challenge if the first house hasn’t been sold yet. While a bridging finance solution is available to facilitate the purchase of the second home, it can be intricate with associated risks.
Our mortgage specialists at OVM are equipped to conduct thorough due diligence to determine the suitability of this option for your specific circumstances. Although selling your existing property to finance a new one is the ideal route, opting for bridging finance allows you to secure a sought-after property and sell your previous one at a later stage.
Moving Doesn’t Have To Be Stressful
Relocating doesn’t need to be a source of stress. With a wealth of collective experience, our team of home loan experts is dedicated to ensuring a smooth and hassle-free moving process. If you have inquiries about home loan interest rates, rely on our industry expertise. When it’s time to transition to something more substantial, make OVM Finance your first point of contact.
Maximize The Potential Of Your Equity
The years you’ve invested in homeownership may hold greater value than you realize. During your complimentary consultation, our team will evaluate the transferability and adaptability of your home loan, aiming to construct the most advantageous and cost-effective package for you. Whether you’re considering refinancing or moving an existing loan to a new property, count on us to be your supportive partner throughout the process.
We'll Advocate For You At No Cost
Our extensive network features over 25 of Australia’s top lenders. To ensure you secure the best possible deal, we analyze the advantages and disadvantages of staying with your current lender versus exploring new options. The best part? We’ll handle your next home loan financing or refinancing completely free of charge.
Reviews
We take pride in being a financial group you can genuinely rely on, guiding you from the initial consultation to our annual reviews conducted years after your settlement. Our enduring commitment to personalized services and fostering strong relationships is designed for long-term success. If you seek evidence, look no further than our authentic five-star reviews from satisfied clients. Rest assured that choosing OVM Finance Group is a decision backed by the positive experiences of our valued clientele.
Anthony2024-11-06Worked with Will as a first home buyer. He made the process as straight forward as possible, given so many variables we were working with. He was open, transparent and knowledgeable of his industry. Thanks to will, my first investment property is secure and my property portfolio was able to commence. Thanks again Will.
Jason Carey2024-10-22Will from OVM dealt with my lengthy pre approval due to having guarantors. I asked a lot of him. Will was exceptional. Informative, very responsive and always looking at ways to get me the best deal. Friendly and personable. Would not hesitate to recommend to others.
Jessica Webb2024-10-01Azem was my broker through the purchase of my first home, from occasional check ins to understand the process, to answering my many questions, with easy to understand comprehensive answers. My concern going through the process was that I knew nothing, however Azem ensured I had the answers, and understood why, without making me feel like an idiot. Azem is a pleasure to work with and I would 100% recommend him to everyone
PLab Productions2024-09-27I can’t thank Azem from OVM Finance enough for the incredible work he did for us. He navigated all the hoops and obstacles and made our dream of owning our first home a reality. Before finding Azem, we contacted several mortgage brokers—some told us we’d have to wait at least two years to even apply for a loan, while others said it simply wasn’t possible due to our personal circumstances. We had lost hope and had given up on the idea of buying a house altogether. Then, through a personal connection, we were lucky enough to find Azem, and he was an absolute godsend. What really stood out to me was how Azem treated our home-buying journey as if it were his own. That’s a rare and special quality—he made our dream his mission and worked relentlessly to make it happen. Not only that, but he also secured us a great rate from the bank—more than 1% lower than what another broker had offered us. I’ve already recommended Azem’s services to a couple of friends who are looking to buy, and I wouldn’t hesitate to do so again in a heartbeat. Thank you, Azem, for helping us achieve such a huge milestone in our lives!
Michaela Egan2024-08-15OVM Finance was a great help during my first home buyer journey. I contacted OVM well before I was ready to buy, and they gave me a great idea of how much savings I needed, what my borrowing capacity could look like, and what grants I was eligible for. Azem was always ready to answer my questions and explore many different routes to buying, and guided me through the settlement process every step of the way. I would highly recommend using OVM for a broker if you are looking to finance a property in the future.
Angus Cassidy2024-07-26Azem at OVM Finance has been amazing throughout my first home buying journey. Incredibly supportive, knowledgeable and extremely patient with all my questions, he made my journey as stress-free as buying a house could be! I highly recommend Azem, thank you so much for helping me buy my first home!
Bodhi Pearce2024-05-14Very professional and immensely helpful. The team at OVM always go above and beyond for me.
Asaph Hoi2024-05-02Jakob was incredibly helpful helping me navigate the home loan and approval process since the start. He was very precise and informative every phone call and meeting we had. Jakob was also able to answer my queries with ease, would highly recommend.
Josh Guy2024-04-24My partner and I have just gone through the process of purchasing our first block of land and building our first home. We had the hardworking Azem as our mortgage broker and we couldn't recommend him enough! It has been a stressful process for us but Azem has worked around the clock to make sure everything worked out for us. Without him, we would wouldn't have been able to get through this and wouldn't be in the position we are today. We strongly recommend Azem to anyone who is after a hard working, dedicated, respectful and client first broker. You will not be disappointed! Thank you so much Azem!
Ali Alnajar2024-04-22I first got into touch 2 years ago when I was entering the property market for the first time. Having no experience myself and not much knowledge, Jakob made the entire process as smooth as possible, always putting your needs and wants first ahead of everything. While making sure you’d always get what you wanted, he was upfront, honest and was realistic with my expectation and didn’t “sell” me a dream. I’ve had stayed in touch with Jakob until then and my build is just about to completed, and I will continue to stick in future ventures. Would highly recommend!
